What is Robocash?

Robocash is a legal and authorized online lender providing online loans all over Sri Lanka. Robocash is evolved with a detailed computerized online portal and is highly ingenious.

Our clients receive quality financial services on favorable terms.

The computerized lending procedure makes autonomous decisions based on each application, and transfers money within a few hours. We furnish the fast loans for one of the lowest interest in the country. As an authorized lender, we stick to the rules and regulations without any concession.

There is a unique offer for new customers - a loan from Rs 5,000 to Rs 25,000 at 0%.The next loan will charge interest, but you can borrow up to Rs 60,000.

Robocash is indispensable when you urgently need money. The necessary amount of money will come to your account quickly and easily!

Robocash Online Loan Application

In order to benefit the Robocash loan service, clients should be in the age range of 21-65 years. Further, all the clients are required to present their NIC as to prove their citizenship in Sri Lanka. Borrowers are not obliged to have an official career as long as they can prove a stable income.

So, how do I apply for a loan from Robocash?

1. Select the loan amount on the homepage of the website.
2. Then enter your mobile phone number and click the "Apply" button.
3. A verification code will be sent to the specified number via SMS.
4. After confirming the number, fill in a short questionnaire with basic details.
5. Specify the bank account details.
6. After that, be sure to upload your picture along with your NIC picture.
7. Wait a few seconds while the automatic system checks your details.
8. If the loan is approved, sign the loan agreement.
9. Receive the money to the specified bank account number.

The Personal Loan Calculator

Robocash personal loan calculator is located on the main page of the site. It represents the calculation of the amount you need to return if you take your first loan. As it is free of any charge, you return the same sum you take. The example of the calculation for further loans is given below in the section "An Example of the Interest Rate Calculation"

Robocash Loan Advantage

• Fully automatic service

  Robocash is a fully automated service that provides online loans without human involvement. Robocash is a computerised system that provides loan evaluation, decision-making and instant transfer of funds on a completely peer-to-peer basis. There can be no error here, as the human factor is eliminated. This system of operation is very modern and reduces costs for the company. That is why we can offer you favourable interest rates.

• Money transfer in 15 minutes

  You will receive your money as quickly as possible. It takes only 10 minutes to process your application, and we will send you the amount you need within 15 minutes!

• Lowest rates in Sri Lanka

  Robocash offers personal loans on the softest interest rates in Sri Lanka, making it favourable to every pocket. The total amount that the borrowers are assigned to repay will be the loan amount with your interest rate. However, new customers can take their first loan without any interest charges.

• No guarantors, no hassle

  Clients are not required to represent guarantors. This procedure is omitted as it is time-consuming. Further, borrowers do not have to go through a repetitious documentation procedure to receive a loan. Borrowers can receive a loan by merely providing the NIC.

• No hidden fees and charges

  Usually, when applying for a loan, the customer should carefully read the loan agreement and pay attention to fees and other additional charges. There is no application cost pertaining to our loan service.

• 95% approved applications

  We offer extremely rapid application processing. In addition, we approve 95% of applications which means that your application is sure to be approved! We understand how important it is to get money here and now.

Tips for Getting Your Personal Loan In Sri Lanka

1. Choose the company you want to borrow from carefully

   For a borrower looking for instant loans online, it is especially important to research all the information about the company. Find out how long the firm has been lending and whether it has branches in other countries. If the company is owned by an international holding company, this shows its reliability. Be sure to read the company's reviews on social media before you make your final choice.

2. Be watchful

   Before signing any loan agreement, read and comprehend the loan documents and conditions thoroughly in order to avoid prospective complications. Especially carefully study how much money you have to pay back, in what time frame, and what penalties are imposed for overdue loans.

3. Identify a loan plan that fits in your pocket

   Apply only for the amount you can pay back. Calculate your budget carefully to pay back your loan on time.

4. Pay on time

   Borrowers should be sensible enough not to overdue the payments. It is important to ensure the ability to repay the loan amount within the stipulated time. Any overdue debt can affect your credit rating and access to credit services in the future.